Apply Online For A Las Vegas Home Loan

One of the very first things you should do when shopping for a home is to secure suitable financing. This is known as getting “Pre-Qualified” or “Pre-Approved” for a home loan. While getting pre-qualified is beneficial it is not nearly as powerful as being pre-approved. There are many contingencies usually attached to “pre-qualified” but “pre-approved” generally ensures you of a loan.

Get Your Loan Before You House Hunt

Why is this so important BEFORE you look for a home? By going through the loan process you will discover many things including home much home you can comfortably afford. Never buy more home than you can afford. If you are completely honest with your lender (and you always should be) they will put a realistic price ceiling on your new home that will keep payments low enough to take care of your other financial obligations.

Pre-Approved vs. Pre-Qualified

One of the main advantages to being “pre-approved” is credibility in the negotiation process. Sellers take ready, willing and able buyers very seriously in any market. The fact that you are pre-approved could save you thousands when you are negotiating price on a home. It is not at all uncommon that when two offers on the same home come in simultaneously the Seller will choose the offer that has pre-approved financing and in some cases even if the offer is lower than the other one. How is this possible you ask? The Seller generally knows that financing can sometimes be difficult or impossible for a potential Buyer to secure. If you are already pre-approved the Seller knows that if he enters a contract with you on his home there is a reasonable expectation of closing escrow and selling his/her home.

Competitive Interest Rates

Realty ONE Group deals with many reputable lenders. We can assist you in obtaining suitable financing at competitive interest rates for your Las Vegas home, property or other real estate. You can apply for your Mortgage or Las Vegas home loan with our pre-qualification / pre-approval application online.

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